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Savings Rates

Share Type
AVERAGE DAILY BALANCE to Earn Dividends
Annual Percentage Yield
Regular, Miscellaneous, Vacation, Holiday Club & Trust Accounts $250 + .510%
Children's Account $5.00 + .510%
IRA - Reg., Roth & Coverdall $5.00+ .760%
Dividend Bearing Share Draft $500 + .510%
Money Market $5,000 + 1.300%
6 Month Certificate $1,000.00 2.750%
12 Month Certificate $1,000.00 3.250%
24 Month Certificate $1,000.00 3.250%
60 Month Certificate $1,000.00 3.750%
IRA - 6 Month Certificate $1,000.00 3.000%
IRA - 12 Month Certificate $1,000.00 3.500%
IRA - 24 Month Certificate $1,000.00 3.500%
IRA - 60 Month Certificate $1,000.00 4.000%
1 - Year JUMBO Certificate $10,000.00 N/A
1 - Year Super JUMBO Certificate $100,000.00 CALL

Rates effective as of 05/12/08.
All Holiday Club Accounts mature not later than October 10th of each year. A $10 fee will be imposed for each withdrawal prior to maturity.
All Certificates have a 3-month penalty for early withdrawal.
All JUMBO and Super JUMBO Certificates NEW Money Only.
For all accounts, except 6-Month and 1-Year Certificates, dividends are paid and compounded quarterly based on the average daily balance in each account. 6-Month and 1-Year Certificate dividends are compounded and paid at maturity.