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Rate Calculator
Debit Card Holders Only.
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VISA RATES
| VISA Type | APR | Minimum Credit Line |
| Visa Classic | 14.90% | $250 |
| Visa Gold | 11.90% | $1,000 |
| Visa Platinum | 9.90% | $5,000 |
| Visa Secured | 15.90% | $100 |
| Visa Preferred Platinum | 7.9% | $5,000 |
| VISA Disclosure | Preferred | Platinum | Gold | Classic | Secured |
| Annual Percentage Rate for Purchases & Cash Advances | 7.90% | 9.90% | 11.90% | 14.90% | 15.90% |
| Grace Period | 25 days for purchase if balance paid in full | ||||
| Balance Computation Method | Average Daily Balance Method (including new purchases) | ||||
| Annual Fee | None | None | None | $25 | $25 |
| Credit Lines | $5,000-$25,000 | $5,000-$25,000 | $1,000-$15,000 | $250-$5,000 | $100-$5,000 |
| Other Fees and Charges: | |||||
| Cash Advances | $25 per advance | ||||
| Late Fee | 5% with $10 Minimum | ||||
| Over Credit Line | $20 per incident | ||||
| Replacement Card Fee | $25 | ||||
| Returned Checks | $20 | ||||
| If Account is 60 days delinquent | Rate will increase to 1.49% per month, which is an Annual Percentage Rate of 17.9% | ||||