Share Draft Line-of-Credit (LOC)

Our Share Draft Line-of-Credit loan is used by many of our members for emergencies and unexpected expenses. This unique credit union product will automatically give you access to overdraft protection for times when money is tight — or you just can't make it to the credit union to make a deposit.

This Line of Credit loan comes into play when there is insufficient funds in your checking account to cover a check.  There is no transfer fee and only the amount needed is transferred to cover your draft.  This means you only pay interest on the exact amount you need - combined with a low annual percentage rate. 

Apply online or by phone at (866) 682-0475.

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