Savings Rates

Savings Rates
Share Type AVERAGE DAILY BALANCE
to Earn Dividends
Annual Percentage Yield
Regular, Miscellaneous, Vacation, Holiday Club & Trust Accounts $250 + 0.35%
Children's Account $5.00 + 0.35%
IRA - Reg., Roth & Coverdall $5.00+ 0.60%
Dividend Bearing Share Draft $500 + 0.15%
Money Market $5,000 + 0.50%
6 Month Certificate $1,000.00 0.50%
12 Month Certificate $1,000.00 0.60%
24 Month Certificate $1,000.00 1.00%
60 Month Certificate $1,000.00 1.65%
IRA - 6 Month Certificate $1,000.00 0.75%
IRA - 12 Month Certificate $1,000.00 0.85%
IRA - 24 Month Certificate $1,000.00 1.25%
IRA - 60 Month Certificate $1,000.00 1.90%
1 - Year JUMBO Certificate $10,000.00 N/A
1 - Year Super JUMBO Certificate $100,000.00 N/A
  • Rates effective as of 09/30/12.
  • All Holiday Club Accounts mature not later than October 10th of each year. A fee will be imposed for each withdrawal prior to maturity.Check Fee Schedule.
  • All Certificates have a 3-month penalty for early withdrawal.
  • For all accounts, except 6-Month and 1-Year Certificates, dividends are paid and compounded quarterly based on the average daily balance in each account. 6-Month and 1-Year Certificate dividends are compounded and paid at maturity.

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