|
|
Preferred |
Platinum |
Gold |
Classic |
Secured |
|
Annual Percentage Rate for Purchases & Cash Advances |
7.90% |
9.90% |
11.90% |
14.90% |
15.90% |
|
Grace Period |
25 days for purchase if balance paid in full |
|
Balance Computation Method |
Average Daily Balance Method (including new purchases) |
|
Annual Fee |
None |
None |
None |
$25 |
$25 |
|
Credit Lines |
$5,000-$25,000 |
$1,000-$25,000 |
$1,000-$15,000 |
$250-$5,000 |
$100-$5,000 |
|
Other Fees and Charges: |
|
Cash Advances |
$5 per advance |
|
Late Fee |
$25 |
|
Over Credit Line |
$26 per incident |
|
Replacement Card Fee |
$15 |
|
Returned Checks |
$26 |
|
If Account is 60 days delinquent |
Rate will increase to 1.49% per month, which is an Annual Percentage Rate of 17.9% |