VISA Rates

VISA Rate Information
FICO Score VISA Type APR Maximium Credit Line
780 + Visa Preferred Platinum 7.9% $35,000
700-779 Visa Platinum 9.90% $25,000
650-699 Visa Gold 11.90% $10,000
550-649 Visa Classic 14.90% $7,000
< 549 Visa Secured 15.90% $125
VISA Disclosure
  Preferred Platinum Gold Classic Secured
Annual Percentage Rate for Purchases & Cash Advances 7.90% 9.90% 11.90% 14.90% 15.90%
Grace Period 25 days for purchase if balance paid in full
Balance Computation Method Average Daily Balance Method (including new purchases)
Annual Fee None None None $25 $25
Credit Lines $15,000-$35,000 $15,000-$35,000 $2,000-$10,000 $1500-$7,000 $125-$5,000
Other Fees and Charges:
Cash Advances $5 per advance
Late Fee $26
Over Credit Line $26 per incident
Replacement Card Fee $10
Returned Checks $26
If Account is 60 days delinquent Rate will increase to 1.49% per month, which is an Annual Percentage Rate of 17.9%

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Phone: 516-493-9400 | Fax: 516-441-6769
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