VISA Rates

VISA Rate Information
VISA Type APR Minimum Credit Line
Visa Preferred Platinum 7.9% $5,000
Visa Platinum 9.90% $1,000
Visa Gold 11.90% $1,000
Visa Classic 14.90% $250
Visa Secured 15.90% $100
VISA Disclosure
  Preferred Platinum Gold Classic Secured
Annual Percentage Rate for Purchases & Cash Advances 7.90% 9.90% 11.90% 14.90% 15.90%
Grace Period 25 days for purchase if balance paid in full
Balance Computation Method Average Daily Balance Method (including new purchases)
Annual Fee None None None $25 $25
Credit Lines $5,000-$25,000 $1,000-$25,000 $1,000-$15,000 $250-$5,000 $100-$5,000
Other Fees and Charges:
Cash Advances $5 per advance
Late Fee $25
Over Credit Line $26 per incident
Replacement Card Fee $15
Returned Checks $26
If Account is 60 days delinquent Rate will increase to 1.49% per month, which is an Annual Percentage Rate of 17.9%

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