Personal Share Savings Account:
Our Savings Account (which is also known as a Share Account) establishes your membership with us. Once you open your basic share/savings account, you are eligibile to apply for all other services including checking, loans, credit cards and more.
The minimum balance to open a Share Account is $5. There is no monthly service charge, and you'll have convenient access to these funds via ATMs, Audio Response Teller (ART) 24-hour access and Home Banking. Earnings on your Share (Savings) Account are paid to you in the form of dividends.
Savings Account features:
-
An easy way to start saving
-
Pays competitive dividends quarterly on balances of $250 or more
-
Receive statements quarterly-and view your statements online with free Home Banking
-
Check out our current rates
Personal Share Draft Checking Accounts
-
The first 48 checks are FREE
-
Overdraft line of credit available
-
Counter checks available
-
Convenient ATM locations
-
Check reorder available online
-
NO per-check charges
-
Direct Deposit or Payroll Deduction is not required
FREE Share Draft (checking)
-
NO monthly service charge
-
NO minimum balance
-
NO per draft (check) charge
Dividend Bearing Share Draft (checking) account
-
$500 minimum average daily balance to earn dividends
-
Dividends declared and posted monthly on your monthly account statement
-
$5 / month fee if average daily balance falls below $500
Courtesy Pay
-
For eligible members who have Payroll Deduction or Direct Deposit ONLY
-
Share drafts and ACH debits will be permitted to overdraw their personal share draft account up to a maximum of $500, including any fees associated with the program (refer to fee schedule)
Click here to reorder checks
Routing Transit ABA# 221476691
To view our disclosures & policies, please click this link to view.
For our fee schedule, please click this link to view.