Share Drafts (Checking)

We offer two types of share draft accounts. Both include:

  • The first 48 checks are FREE
  • Overdraft line of credit available
  • Counter checks available
  • Convenient ATM locations
  • Check reorder available online
  • NO per-check charges
  • Direct Deposit or Payroll Deduction is not required

FREE Share Draft (checking)

  • NO monthly service charge
  • NO minimum balance
  • NO per draft (check) charge

Dividend Bearing Share Draft (checking) account

  • $500 minimum average daily balance to earn dividends
  • Dividends declared and posted monthly on your monthly account statement
  • $5 / month fee if average daily balance falls below $500

Courtesy Pay

  • For eligible members who have Payroll Deduction or Direct Deposit ONLY
  • Share drafts and ACH debits will be permitted to overdraw their personal share draft account up to a maximum of $500, including any fees associated with the program (refer to fee schedule)

Click here to reorder checks

Routing Transit ABA# 221476691

To view our disclosures & policies, please click this link to view.

For our fee schedule, please click this link to view.

© 2015 Winthrop-University Hospital Employees Federal Credit Union
Phone: 516-493-9400 | Fax: 516-441-6769
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